ERISA, short for Employee Retirement Income Security Act of 1974, is federal law and its impact cannot be overstated. If your organization offers benefits obtained through a plan, such as a pension or insurance, more than likely, it falls under the scope of ERISA.
In its infancy, ERISA applied only to plans funded by the employer with real assets to pay employee benefits. The Supreme Court has determined that it also includes benefits supplied by employers through insurance policies including medical, life and disability benefits.
ERISA overrides state laws that govern employee benefits, so if you are in question about whether your organization falls under ERISA and an employee’s right to benefits, do not hesitate to give our firm a call.
Broemer & Associates provides assistance in virtually all areas relating to ERISA plans, ERISA-exempt plans, (including plan design, compliance, claims review, and claims litigation), employee benefits, labor law, wrongful termination claims, non-subscriber defense, discrimination allegations, sexual (and other) misconduct allegations, risk management, statutory compliance, and workforce management.