Debt Negotiation

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The Non-Bankruptcy Choice

In some instances, a bankruptcy may not be the best alternative for you.  If you do not qualify for a discharge through bankruptcy, we can help you negotiate with your creditors to settle your debts.  This choice is generally more risky than a bankruptcy in that your creditors can choose not to negotiate.  In a bankruptcy, the creditors have little choice but to agree to the payment plan set forth in the plan, if any payment is to be made at all.  It is, however, a viable option that many consumers choose.

 

In debt negotiation, we will help you sort through all of your creditors and choose the top priorities.  We will contact these creditors on your behalf and offer a settlement of the debt.  We will keep you informed at all times and will not agree to a settlement without your prior approval.

 

This option is usually best if your financial difficulties are of a temporary nature.  We will work to stop your creditors from harassing you and negotiating the best settlement possible.  In some cases, creditors will accept reduced monthly payments, lower interest rates, or agree to a lump sum settlement.

 

 

Please refer back to our main page to find out more information about our Services and our Firm.